If your actions lead to anything being damaged or someone being injured; or any advice you provide or work you complete results in a client losing money, a claim could be made against you. Having appropriate insurance could be what keeps you in business.
This covers you if you are accused of professional negligence, making an error or omission, or giving bad advice which results in your client losing money. This provides cover for legal defence costs and damages awarded against you.
This provides protection against claims from employees. It is compulsory for almost all UK businesses. Regardless of your set-up, this is often insisted upon by clients who may require you to comply with a standardised contract.
This provides cover if someone is injured or property is damaged as a result of your actions whilst supplying services. Whether you are on your own premises or at a client’s site, you have a duty to protect anyone who might be affected by your activities.
Professional Indemnity Cover
Up To £1 Million
Public Liability Cover
Up To £5 Million
Employers Liability Cover
Up To £10 Million
Personal Accident Cover
Up To £100,000 or £500 p/w
Directors’ and Officers’ Liability Cover
Up To £100,000
Legal Expenses Cover
- One package, full cover
- A policy that complies with contract terms
- Instant access to policy documents
- Flexible payment options
- Cover for previous work
- Business insurance is a key IR35 indicator
- It’s also a tax deductible business expense
- A price promise guarantee